Why Credit Repair During Financial Crisis? COVID-19 also known as the Coronavirus is sweeping the nation not only with a sickness, but also a wave of unsure outcomes. Many individuals who are unable to work from quarantine and are in financial deficits due to the global pandemic. Credit Repair Houston is an option. It gives…
Collections Vs. Public Records What is the difference? Houston Credit Repair Expert, Vanessa Perry explains in the video below. The difference between a public record are how they are reporting on the credit. A public record can be classified as a judgment, tax lien, or bankruptcy. A collection is a debt that is sent…
Does Their Credit Hurt Mine? One of the common questions asked in Credit Repair Houston is my significant other’s credit hindering my credit? The simple answer is no. Unless you are an authorized user your credit will not be damaged due to their score or visa versa. Their score does not reflect your score. Your…
Loan Modifications Houston Credit Repair Consultant, Vanessa Perry explains the outcome of loan modifications in the video above. What is a Loan Modification? A loan modification in hindsight is adjusting the loan structure to make possible payments without falling behind. On paper it is a great concept. In reality it is the step that leads…
Should You Put A Down Payment on A Car? Houston Credit Repair The Car Buying Process -Houston Credit Repair The car buying process can go either way, strenuous and difficult or easy as picking out which car you want and signing for it. The determining factor is your credit. If you have Impeccable Credit (750+)…
The Question: Can You Repair Your Own Credit? People are constantly attempting to do things themselves. With Youtube and the internet technically we can learn how to do anything with just a search at our fingertips. Credit repair houston is not any different from changing your own oil in your car or making your favorite…
Credit Is An Essential of Life Your credit affects every aspect in your life; it is an essential that most overlook. Many people do not realize their credit may be the reason for unemployment. When applying for most jobs in today’s society, employers pull a credit report prior to hiring applicants. Why Would An Entry…
A Consumer Has The Right To File A Dispute With The Credit Bureaus Every consumer in the United States has the right to dispute accounts reporting negative, inaccurate, unverifiable and incomplete information on their credit reports. The Result of Filing a Dispute When a consumer files a dispute with credit bureau or directly with creditor, they may see the…
What Is The Purpose of A Credit Report? It is important to understand there are three credit bureaus that make up your personal credit report. Credit Reports are used to determine the buyers ability to pay back what they borrow. Who Are The Three Credit Bureaus? The three credit bureaus are TransUnion, Equifax and Experian. How Often…