Credit Repair Houston + Couples

Does Their Credit Hurt Mine?

One of the common questions asked in Credit Repair Houston is my significant other’s credit hindering my credit? The simple answer is no. Unless you are an authorized user your credit will not be damaged due to their score or visa versa. Their score does not reflect your score. Your own accounts and any that you ae an authorized user on will reflect on your score as well as your personal credit history. Credit repair expert, Vanessa Perry elaborates on the question in the video below. 

Separate or Joint Accounts?

Many couples always wonder if it will help or hurt them by being on all of their accounts together. It actually is best to have separate accounts to build your own credit. That being said, it is better to have separate accounts because life happens. If anything unexpected was to happen, loss of job, accident, breakup, you can always rely on your own credit and then your partners if needed. At Impeccable Credit Services, we realize that life can change in an instant. That is why we highly suggest keeping things separate just in case the worst-case scenario was to occur you would be prepared.

How Can Credit Repair Houston Help?

Impeccable Credit Services is Houston’s credit restoration savior. It does not matter if it is just for you, you spouse or both: Impeccable Credit not only repairs the credit but educates you on how to build the credit and maintain an Impeccable score. This Valentine’s Day consider giving your lover the gift of Impeccable Credit! By next year they should be able to qualify for a house or car at the best rates. Our goal at Impeccable Credit Services is to see everyone accomplish their goals and credit is the first step in the right direction.