Ever wonder what score you need to qualify or get the best rate ? Credit Repair Houston Expert explains all on our first episode of Ask Impeccable . What do you need to qualify? Typically to qualify for a mortgage you need to have a 640 mid-score for the prime rate. Prime rate is the…
Credit Repair Houston expert Vanessa Perry, owner of Impeccable Credit Services, explains in the latest episode of Ask Impeccable the long term dangers of freezing your credit. What is Freezing your Credit? A credit freeze is activated when the borrower contacts the credit union to freeze their credit. Typically people do this after having fraud…
Congratulations Class of 2020! Houston credit repair expert, Vanessa Perry gives credit tips to recent 2020 graduates in the most recent Ask Impeccable episode below. High School Grads: Credit Cards ARE NOT “Free Money” Often times when people graduate high school they are at the verge of “adulthood”. With the benefactors of turning 18 there…
Is Credit Hereditary ? Credit Repair Houston Expert Vanessa Perry explains in the Ask Impeccable episode below if credit is hereditary explains the facts on how parents can help or hurt their child’s credit. How early can credit be established? Credit is something that is meant to be established when someone is an adult (18+).…
Identity Theft is Becoming One Fastest Growing Crimes Identity theft is growing faster than any other crime, according several government agencies. How Does Identity Theft Affect Me? 1 out of every 6 adults will be affected by identity theft. Growing Technology Accelerates Crime Social Media and the Internet continue to grow. By the year 2020…
Do You Know What Information is Reporting to TransUnion, Experian and Equifax? Many Houstonians do not know what is reporting on their credit report until they are ready to make a purchase. Not knowing what is on your credit report can cost you time money, unwanted stress and serious delays! Identity Theft is Common With…