Credit Repair Houston Specialist Vanessa Perry explains the importance of credit utilization and what it takes to have Impeccable Credit in the latest episode of Ask Impeccable! Credit Utilization Myths People will often say to keep your credit cards at a 20 percent utilization. Which simply means to have 20 percent charged on your cards…
Credit Repair Houston Credit expert Vanessa Perry explains financing in this episode of Ask Impeccable below. How does purchasing Appliances & Furniture help your credit? Financing appliances and furniture simply do not help increase your credit score. They may add to your credit history, but it does not benefit your overall score. Often ads and…
Credit Repair Houston Expert, Vanessa Perry sets the story straight on inquiries. She explains the cause and how they effect your credit in the latest episode of Ask Impeccable. Have you ever been told inquiries are bringing your credit score down? Often times car dealers, bankers even loan officers will tell you that your low…
Credit Repair Houston expert Vanessa Perry explains why your credit score is different online vs. when you apply for things with your credit in the Ask Impeccable Episode below. Online Credit Checks Many websites advertise “free credit check” or a “free credit report”, these are not accurate scoring systems. Many third party consumer sites advertise…
Houston Credit Repair Expert, Vanessa Perry explains the differences between banks and credit unions and the advantages and disadvantages of both in the latest episode of Ask Impeccable. Banks Banks are lending institutions built solely for profit. When you put your money in a bank they take the money and invest to build wealth for…
Credit Repair Houston Is Now The Time To Refinance? Houston Credit Repair Expert Vanessa Perry answers the question many are asking: Is this a good time to refinance and explains how to retain your savings. Economic factors With the World and United States economies almost at a complete standstill rates are low with great incentives…
Today, a decent credit score will not allow you to acheive your goals In today’s economy, more people than ever are needing credit report repair services. In the past, if you had a decent credit score, you did not have a problem obtaining a mortgage loan, car loan or a business loan. Today, things are…
When signing up with a credit report repair company, ask the consultant what is included in the service. There are 3 parts to achieving a great credit score: Repair Trade lines Education Education and Trade lines are an important part of the credit report repair process A great credit report repair company will not only…