- I lost my job
- My spouse got sick
- We had to move out of our apartment
- Broke our lease
- Car payments went late and eventually repossessed
We moved in with our parents a year ago. We want to get our life back, but do not know where to start. We are unable to rent a home with bad credit. We are both finally employed. What do we do? Where do we start?
These are the cries of many people affected by life itself, and do not know where to begin.
Bad Credit in Houston Is A Result of Being Irresponsible?
Many people think bad credit comes from being irresponsible. However, in reality any unexpected emergency or change can result in bad credit in Houston. For example, a catastrophic illness, cancer, a sudden disability, are all circumstances that lead to unemployment.
Many Employees Are Not in Control of Company Lay-Offs…
With all the lay-offs occurring in the oil field it maybe difficult for an employee to avoid the ax. This is a occurrence that is beyond their control.
How Do I Get My Life Back?
In the above listed scenarios the first step is stability.
Step two is putting the pieces back together.
Of these many pieces fixing bad credit in Houston and finding a stable place to live are at the top of the list. However, you cannot rent a home to live without having Impeccable Credit.
Can I Rent An Apartment With Bad Credit In Houston?
You cannot rent a home with a credit score less than 535. If you have any type of eviction or broken lease on your credit report you will not be approved by most apartment complexes. In this case, you must either settle the collection or judgment with the previous apartment complex or get the item removed from your credit.
Can I Rent A Home With Bad Credit In Houston?
If you are seeking a place to live, a rental home is going to be the best option. You must have first and last months rent, and the willingness to be honest with your Realtor. Most Realtors are willing to work with you as long as you are honest, and let them know about your situation.
What About My Dog?
Be sure to disclose in advance any factors that may hinder you from leasing a property. Such as if you have a big dog, let your realtor know in advance and be prepared to pay a pet deposit and possible pet rent.
Everyone Has A Past
Most of the time a realtor is happy to accommodate your circumstance knowing you are being truthful about your past. In the event your past looks spotty and your realtor catches you in a lie, your chances of finding a place to live become slim to none.
Be Honest
Being upfront is sometimes embarrassing. Realtors and people in general can relate more when given the full story. This helps them help you with your problems and they already know that everyone makes mistakes.
It’s Time To Move Forward !
Get into your rental property. Fix the damage your dog causes to the property. Get your bad credit in Houston repaired. Begin saving your down payment to purchase your dream home!
