Credit Repair Houston Expert, Vanessa Perry sets the story straight on inquiries. She explains the cause and how they effect your credit in the latest episode of Ask Impeccable. Have you ever been told inquiries are bringing your credit score down? Often times car dealers, bankers even loan officers will tell you that your low…
Houston Credit Repair Expert, Vanessa Perry, explains the difference between ARM and fixed mortgages in the latest episode of Ask Impeccable. Mortgages When someone is in the market for a home they must choose to rent or buy. If they choose to buy they must qualify for a mortgage. There are different types of mortgages.…
Credit Repair Houston expert and small business owner Vanessa Perry answers common misconceptions of small businesses in the latest episode of Ask Impeccable below. The Truth Behind A Small Business Many times people think it is glamorous having a small business. In fact many small business owners risk their personal lines of credit along with…
Congratulations Class of 2020! Houston credit repair expert, Vanessa Perry gives credit tips to recent 2020 graduates in the most recent Ask Impeccable episode below. High School Grads: Credit Cards ARE NOT “Free Money” Often times when people graduate high school they are at the verge of “adulthood”. With the benefactors of turning 18 there…
Credit Repair Houston: Do You Need A Down Payment On A Home? Credit repair Houston expert, Vanessa Perry the different loan types and down payment requirements when purchasing a home. With 15+ years of experience in the credit industry and prior to being a credit specialist she was a loan officer for years as well.…
Credit Repair Houston Is Now The Time To Refinance? Houston Credit Repair Expert Vanessa Perry answers the question many are asking: Is this a good time to refinance and explains how to retain your savings. Economic factors With the World and United States economies almost at a complete standstill rates are low with great incentives…
Why Credit Repair During Financial Crisis? COVID-19 also known as the Coronavirus is sweeping the nation not only with a sickness, but also a wave of unsure outcomes. Many individuals who are unable to work from quarantine and are in financial deficits due to the global pandemic. Credit Repair Houston is an option. It gives…
Does Their Credit Hurt Mine? One of the common questions asked in Credit Repair Houston is my significant other’s credit hindering my credit? The simple answer is no. Unless you are an authorized user your credit will not be damaged due to their score or visa versa. Their score does not reflect your score. Your…
Loan Modifications Houston Credit Repair Consultant, Vanessa Perry explains the outcome of loan modifications in the video above. What is a Loan Modification? A loan modification in hindsight is adjusting the loan structure to make possible payments without falling behind. On paper it is a great concept. In reality it is the step that leads…
In today’s economy more Houstonians are finding themselves needing credit report repair. Whether the cause is unexpected illness, unemployment, divorce or identity theft, the effects of bad credit can cause a great deal of stress. These unexpected events called life can result in collection accounts, late payments, repossession, judgments, tax liens, foreclosures and in some…