Credit Repair Houston Is Now The Time To Refinance?
Houston Credit Repair Expert Vanessa Perry answers the question many are asking: Is this a good time to refinance and explains how to retain your savings.
Economic factors
With the World and United States economies almost at a complete standstill rates are low with great incentives to push money back into the economy. Which means lower rates can be obtained with a lower credit score required.
Refinancing with Credit Repair Houston
Currently with the market being at an all time low. Businesses are at a stand still with the current pandemic among us. Many people are wondering, is now a good time to refinance at a lower rate? The answer Vanessa Perry, Credit Repair Houston expert explains in the latest episode of Ask Impeccable, is “It is a GREAT time to refinance as long as you have a qualifying score!”
Savings
This does not mean pull out your money from savings to refinance and pay off all your debt. This simply is stating that if you have a high rate currently and your credit score qualifies, then now is the time to refinance. Continue to save and keep your savings in tack just in case the unexpected happens.
Credit Score
Currently credit scores do have to qualify. The qualifying credit score is not as high due to the market. It is always a good rule-of-thumb, if you have a higher score you will get a lower rate regardless of the current market situation.
Impeccable Credit Services
If you are looking to refinance at a later date, want to work towards refinancing or even getting a NEW house credit restoration is an option. Impeccable Credit Services is locally owned and family operated. With two physical locations (currently remote due to COVID-19), we are able to help achieve your goals towards financial flexibility.
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