Houston Credit Repair: How To Increase Your Economic Impact Payment
Houston Credit Repair expert, Vanessa Perry gives advice on how to increase your Economic Impact Payment. Vanessa Perry explains suggested Dos and Don’ts of spending the Economic Impact Payment wisely to increase overall value and invest in yourself in the Ask Impeccable episode below
Houston Credit Repair Expert Suggestions
If you plan on receiving the Economic Impact Payment here are some suggestions to consider:
Dos:
1.Life insurance
No one has ever complained about being over prepared, or having life insurance. Life insurance is fairly inexpensive if you start young. Life insurance is a commitment, but in the long run an investment for your family worst case scenario. It makes a large impact, and with the extra income option is is never going to hurt you to invest in yourself and your family’s future.
2.Invest in Gold
Gold is always a solid sound investment. It holds value throughout economy downfalls. It also retains value throughout the lifetime of the investment.
3.Invest in Stocks
Stocks are always a hit or miss, but they can help with increasing your overall Economic Impact Amount. Do your research and see if stocks are the right choice for you before you invest.
4.Houston Credit Repair
Credit is something that is always there, but not something that people prioritize. If your score is not a 750 or above, it may be beneficial to look into credit restoration. Credit score is the deciding factor on credit approval and the interest rate. With higher credit you earn lower interest which saves more money long term. Impeccable Credit Services, is a reputable credit restoration company and has been in business for 15+ years along with two physical locations. Make sure that if you decide to invest in your credit, you search for a company that is honest and will educate you along the way about credit. It is a lengthy process but should not take longer than a year.
5.Bills
Since the unexpected pandemic many people have been laid off or given unexpected leave. Many Americans do not have a significant savings put together in case something is to happen. If before or during the pandemic you fell behind on your bills you can use the Economic Impact Payment to catch up on your bills. Make sure to make anything that is 30+ days late a priority to reduce credit hits.
Don’ts:
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Buy Designer Bags
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Go on Vacation
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3. Shopping Spree
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