Check out how Houston Credit Repair expert Vanessa Perry got into the credit repair business 16 years ago in this episode of Ask Impeccable. Background Vanessa Perry was a thriving loan officer back in 2002. She thought she would send her clients to a credit repair service to fix their credit in order to close.…
Houston Credit Repair Expert Vanessa Perry explains why you should do your research and choose a reputable Credit Restoration Company such as Impeccable Credit Services in this episode of Ask Impeccable. Why Impeccable? When choosing a credit repair company you should do your research. Many companies claim that they do credit restoration or credit repair.…
Houston Credit Repair Specialist, Vanessa Perry explains the dangers of department store credit cards and if the interest is worth the discount in this episode of Ask Impeccable. You Have Been Pre-Approved! It is a great feeling when shopping and you get “pre-approved” for a department store credit card. This does not always mean your…
Houston Credit Repair expert Vanessa Perry owner of Impeccable Credit Services explains the truth about refinancing a home with bad credit in the latest episode below of Ask Impeccable. Closing Costs When you consider refinancing a house you will have to pay closing costs twice. Closing costs range three to six percent. If you are…
Houston Credit Repair specialist Vanessa Perry explains in depth what trade lines improve your credit score in the Ask Impeccable episode below. What Builds Your Credit? Many people assume that cars and houses build your credit. The truth behind a high credit score is the trade lines themselves. When working on raising your credit score…
Credit Repair Houston Expert Vanessa Perry owner of Impeccable Credit Services explains how medical collections can hurt your credit score in the latest episode of Ask Impeccable. Do Medical Collections Hurt Your Credit Score? Medical collections will lower your credit score and reflect on your credit report the same as a regular collection. Medical collections…
Credit Repair Houston Credit expert Vanessa Perry explains financing in this episode of Ask Impeccable below. How does purchasing Appliances & Furniture help your credit? Financing appliances and furniture simply do not help increase your credit score. They may add to your credit history, but it does not benefit your overall score. Often ads and…
Credit Repair Houston expert Vanessa Perry explains why your credit score is different online vs. when you apply for things with your credit in the Ask Impeccable Episode below. Online Credit Checks Many websites advertise “free credit check” or a “free credit report”, these are not accurate scoring systems. Many third party consumer sites advertise…
Ever wonder what score you need to qualify or get the best rate ? Credit Repair Houston Expert explains all on our first episode of Ask Impeccable . What do you need to qualify? Typically to qualify for a mortgage you need to have a 640 mid-score for the prime rate. Prime rate is the…
Houston Credit Repair Expert, Vanessa Perry, explains the difference between ARM and fixed mortgages in the latest episode of Ask Impeccable. Mortgages When someone is in the market for a home they must choose to rent or buy. If they choose to buy they must qualify for a mortgage. There are different types of mortgages.…