Houston credit repair expert Vanessa Perry explains the dangers of co-signing for others and how to avoid needing a co-signer in the episode below of Ask Impeccable Why Would You Need A Co-Signer? People are in need of a co-signer. when they do not qualify for something with their own credit. Usually this comes from…
Ever wonder what score you need to qualify or get the best rate? Credit Repair Houston Expert explains all on our first episode of Ask Impeccable. What do you need to qualify? Typically to qualify for a mortgage you need to have a 640 mid-score for the prime rate. Prime rate is the difference from…
Credit Repair Houston expert and small business owner Vanessa Perry answers common misconceptions of small businesses in the latest episode of Ask Impeccable below. The Truth Behind A Small Business Many times people think it is glamorous having a small business. In fact many small business owners risk their personal lines of credit along with…
Credit Repair Houston expert Vanessa Perry, owner of Impeccable Credit Services, explains in the latest episode of Ask Impeccable the long term dangers of freezing your credit. What is Freezing your Credit? A credit freeze is activated when the borrower contacts the credit union to freeze their credit. Typically people do this after having fraud…
Credit repair Houston expert Vanessa Perry explains options available for those needing a car ASAP in the latest Ask Impeccable episode below, with bad credit without having high interest rates or buying a cash car. I Need A Car NOW Is your car broken down? Does it have more miles than an 82′ bug? Typically…
Is Credit Hereditary ? Credit Repair Houston Expert Vanessa Perry explains in the Ask Impeccable episode below if credit is hereditary explains the facts on how parents can help or hurt their child’s credit. How early can credit be established? Credit is something that is meant to be established when someone is an adult (18+).…
Step 1: Guidelines Most car dealerships require a 620 credit score to qualify for 100% financing. If your one of your scores is not a 620, you may need to put a down payment. If you are unable to put a down payment, it may be wise to find a car with rebates. As…
1. Manage Debt Get all the late payment caught up even if it is 29 days late do not let it get to 30. Once it gets to 30 days late it will report to your credit report and drop your credit score 45 points! It takes more than getting this late payment removed or…
Credit Is An Essential of Life Your credit affects every aspect in your life; it is an essential that most overlook. Many people do not realize their credit may be the reason for unemployment. When applying for most jobs in today’s society, employers pull a credit report prior to hiring applicants. Why Would An Entry…
You’ve Got Mail “Congratulations you have been approved for (an outrageous credit limit) based on your credit score!” We’ve all been there, opening a crisp envelope and seeing that shiny piece of plastic. Before you know it, you’re calling to activate and accept this mysterious gift. A trip is made to the mall, and without hesitation…