Credit Repair - Student Loans

A student loan is designed to help students pay for college tuition, books and living expenses. It differs from other types of loans in that the interest rate is substantially lower and the repayment schedule is deferred while the student is still in school.

A borrower is responsible for repaying their student loan even if the borrower does not graduate, has trouble finding a job after graduation or just does not like the school.

The US Department of Education Debt Collection Service, publishes a guide called "Guide to Defaulted Student Loans", to help students repay their defaulted student loans. It includes information about repaying a defaulted student loan, loan consolidation, the consequences of default, collection costs, resolving disputes, ineligibility for further Federal Student Aid, and related topics.

For more information on repaying a defaulted loan, call 1-800-4-FED-AID (1-800-433-3243 OR 1-800-621-3115.)

Please keep in mind student loans are now generally not dischargeable through bankruptcy. Student loans must be paid at some point. You are required to set up some type of repayment plan, having a 6 month history of good payments in order to qualify for a mortgage loan.

Call Houston Credit Repair at 281-419-6811 for Student loans and other derogatory accounts credit repair.

Contact Us:


25307 I-45 North,
Suite 130,
The Woodlands, TX 77380
Phone:281-419-6811
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