Credit Repair - Late Payments

A late payment is a payment is a payment that is made after the date that it was due. A late fee is usually imposed when your payment is received after the due date or grace period. A late payment or slow pay is what reports when a consumer pays 30 days after the payment due date. If a consumer pays 60 days after the payment is due, they will be considered 60 days late. If a consumer does not make a payment for 90 days the account will report 90 days late. Late payments can damage your credit a great deal. If you are currently 30, 60, 90or 180 days late this is considered "rolling lates." Many consumers refer ro late payments as "slow pays."

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