Author Archives: vanessa

How To Buy A New Car With Bad Credit In Houston

Step 1:   Guidelines Most car dealerships require a 620 credit score to qualify for 100% financing.  If your one of your scores is not a 620, you may need to put a down payment.  If you are unable to … Continue reading

Posted in Bad Credit in Houston | Tagged , , | Leave a comment

5 Ways To Avoid Bad Credit In Houston

1.Manage Debt Get all the late payment caught up even if it is 29 days late do not let it get to 30. Once it gets to 30 days late it will report to your credit report and drop your … Continue reading

Posted in Bad Credit in Houston | Tagged , , | Leave a comment

How Do I Rent A Home With Bad Credit In Houston?

  I lost my job My spouse got sick We had to move out of our apartment Broke our lease Car payments went late and eventually repossessed We moved in with our parents a year ago. We want to get … Continue reading

Posted in Bad Credit in Houston | Tagged , , | Leave a comment

Trying to Work with Bad Credit in Houston

Credit Is An Essential of Life Your credit affects every aspect in your life; it is an essential that most overlook.  Many people do not realize their credit may be the reason for unemployment. When applying for most jobs in … Continue reading

Posted in Bad Credit in Houston | Tagged , , | Leave a comment

Authorizing Users On Credit Cards Can Lead to Bad Credit in Houston

Who Do I Trust? Those of whom we trust are not always the most responsible.  Although emotions play a special role in our lives, one must choose to separate business from personal to avoid having bad credit in Houston. What … Continue reading

Posted in Bad Credit in Houston | Tagged , , | Leave a comment

Shopping, A Lover’s Loss; A Bad Credit Houston Shopaholic Tragedy

You’ve Got Mail “Congratulations you have been approved for (an outrageous credit limit) based on your credit score!” We’ve all been there, opening a crisp envelope and seeing that shiny piece of plastic. Before you know it, you’re calling to … Continue reading

Posted in Bad Credit in Houston | Tagged , , | Leave a comment

Love. Bad Credit. Marriage

In The Beginning In today’s society people are constantly progressing in their personal lives and growing their careers.  It is now the norm to get married after college while beginning in a specific career field. During the engagement and honeymoon process … Continue reading

Posted in Bad Credit in Houston | Tagged , , | Leave a comment

Fit Credit 2015

  Correcting bad credit can be compared to losing weight. It takes time, patience and is not always easy.     *Step 1: Obtaining an accurate credit report: Where can I find an actual credit score? You may pull a … Continue reading

Posted in Credit Repair | Tagged , , | Leave a comment

Adjustable Rate Home Mortgage Loans In Houston: Good Idea?

What is an Adjustable Rate Mortgage (ARM)? An adjustable rate mortgage, called an ARM for short, is a mortgage with an interest rate that is linked to an economic index. The interest rate, and your payments, are periodically adjusted up … Continue reading

Posted in Home Mortgage Loans Houston | Tagged , , | 7 Comments

It Could Be Time For A New Home Mortgage Loan, Refinance in Houston?

 Listed Below Are Mortgage Rates Of The Past Mortgage Rates in the 1980’s  In the 1980’s interest rates were around 18% Mortgage Rates in the 1990’s In the 1990’s interest rates were around 10% Mortgage Rates in the year 2000 … Continue reading

Posted in Home Mortgage Loans Houston | Tagged , , | 4 Comments